1.We can get much services from the bank. When we travel, we buy traveler's checks from the bank instead of carrying money with us. And we can rent a safe-deposit box in the bank for our valuable papers and articles.

1.我们可以得到银行很多服务。当我们外出旅行时，不是把钱带在身上，而是从银行购买旅行支票。我们还可以租借银行的保管箱，存放有价证券和贵重物品。

2.If you ever went to the United States to study in a college or a university, one of the first things you would have to do is open a checking account. You would find it safer and more convenient to put your money in a bank and write out checks to pay for your larger purchases. And checking accounts have other advantages as well. The canceled checks that are returned to you provide a record of where your money was spent, and they can serve as proof that payment was received ---- that is, canceled checks can serve as receipts.

2.如果你到美国上大学，你必须要做的一件事就是开立一个支票账户。你会觉得把钱存在银行更安全，用支票购买大件商品更方便。而且支票账户还有其他优点。寄回的付讫支票记载了你花钱的地点，当作收到款项的证据，也就是说，付讫支票可以当作收据。

3.There are two basic financial statements: the balance sheet and the operations statement. The balance sheet shows the firm's condition on the last day of the accounting period. It shows what the business owns and what it owes to its creditors or its owners.

3.基本财务报表有两种：资产负债表和营业状况表。资产负债表显示会计期最后一天的公司财务状况，表明该企业拥有的资产情况和欠债权人或股东的债务情况。

4.A business is always in a state of equilibrium. In other words, what it owns is equal to what it owes.

4.一家企业的财务应始终保持平衡状态，换言之，它所拥有的资产与所欠的债务保持相等。

5.In general, the international financial crisis sweeping across the world has had a great impact on the insurance industry. However, compared to the banking and securities industry, the loss suffered by the insurance industry is much less.

5.总的来看，席卷全球的国家金融危机对保险业造成了很大冲击，但相比银行业和证券业，保险业收到的损失相对要小得多。