1.In 2013, migrants around the world remitted $400 billion back to their home countries that is much more than official aid to many countries. For some nations, it is the biggest provider of foreign exchange.

1.2013年，世界各地的移民把4千亿美元寄回了他们的祖国，这一数字远远超出了提供给许多国家的官方援助。对一些国家来说，这些汇款是最大的外汇来源。

2.If you open an account or if you want to cash a check, you must provide proof of your identity. In the U. S., a driver's license is probably the most frequently used kind of identification. Passports are always acceptable for this purpose. When you open an account, you are asked to fill out a signature card. You must be careful to sign your name exactly as you intend to write it on your checks. The bank compares the signature on your checks with that on your signature card.

2.如果你要开户，或想兑现支票，必须提供你的身份证件。在美国，驾照也许是最常用的身份证件，护照一直当作身份证使用。在你开户时，银行会要你填写一张印鉴卡，你必须认真地签字，它要同你今后在支票上的签字完全相符，银行会将支票上的签字与你印鉴卡上的签字核对。

3.After you had completed your application, the bank would make up an individual folder for your account. Your signature card would be kept in this folder. Whenever checks were received for payment, the bank would file them by number in your folder and compare the signatures with the one on your card. If there was any doubt about a particular signature, the check would not be paid and would be returned to the endorser.

3.办完申请手续后，银行会为你制作个人账户的账夹。你的印鉴卡就放在账夹内。当银行收到你的支票要求付款时，它将按账号存放在你的账夹内，并将签字与你预留印鉴卡上的签字核对。如果对不正常的签字有疑问，银行将不予支付，并退给背书人。

4.The supervision of accounting intermediary organizations includes industrial supervision, government supervision, market supervision and law supervision.

4.会计中介机构的监管包括行业监管、政府监管、市场监管和立法监管等几个方面。

5.Securities market participants are roughly divided into issuers, investors, market intermediaries, self-regulatory organizations and regulatory institutions.

5.证券市场参与者大致分为：证券发行人、证券投资人、证券中介机构、自律性组织和证券监管机构。