1.By their very nature financial institution attract criticism:banks would not be doing their jobs if their did not turn down some requests for loans, and those who are denied funds sometimes feel hard done by and are vociferous in their complains.

1.金融系统天生就容易招致批评：银行家如果不拒绝某些贷款要求，那就没有尽职尽责；而那些被决绝的借款人有时会觉得十分委屈，甚至因大为光火而抱怨不停。

2.If you have a checking account, the bank sends you your canceled checks along with your monthly statement. These checks can be used instead of receipts. They can be used as proof that payment has been made.

2.如果你有支票账户，银行每月把你的付讫支票连同月度清单送给你。这些支票可以代替收据，当作付款的证据。

3.How do the clearing banks meet these requirements? Their first concern is to see that they always have sufficient notes and coin in their tills, or in reserve, to meet instantly all the demands for cash that may be made upon them.

3.清算银行是怎样满足这些需要的呢？他们最关心的是确保钱柜里，或储备有足够的钞票，迅速应付可能发生的各种现金支取。

4.It's hard to imagine that people could do business without the services of a bank.

4.很难想象出人们在没有银行服务的情况下做生意的情形。

5.As the business matures, an initial public offering（IPO） may take place, or the business merged or sold, or other sources of capital found.

5.随着公司经营的成熟，可以通过公开发行股票，公司合并或者出售，或用其他方式的获得资本。

6.The most widely held liquid security is the Treasury bill, which is commonly issued by the ministry of finance.

6.最为广泛持有的流动性债券是国库券，通常由财政部发行。